XRP has strong utility in cross-border payments. Adoption is the key.
Couple of good news is pending... Be patient my friend!
Ripple applied for Bank Trust license
Pending XRP ETF approval
These two key events will drive XRP up!
XRP is on the path of discovery. Now that its in the range of $3 - $3.30, expects some volatility ahead!
Just HODL and you will be fine by year end. If there are any pull back in price, LOAD UP!